Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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talk about 
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aon_mixed
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LOL our home owners insurance is dropping us because we got robbed twice
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how's it your fault?
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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/shrug
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Acery
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LOL our home owners insurance is dropping us because we got robbed twice
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I am surprised they kept you after your first break in.
Usually Home Insurance companies will drop you after a claim or raise your rates to the point to force you to drop them.
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Silverwuf
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LOL our home owners insurance is dropping us because we got robbed twice
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Well see, you're doing it wrong. You're supposed to pay ridiculous sums into insurance your whole life long but not EVER make a claim. How dare you???
Silver
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TickyAtack
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LOL our home owners insurance is dropping us because we got robbed twice
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Robbed? Or burglarized?
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_Alexandra_
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LOL our home owners insurance is dropping us because we got robbed twice
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Silverwuf posted:
Well see, you're doing it wrong. You're supposed to pay ridiculous sums into insurance your whole life long but not EVER make a claim. How dare you???
Silver
Agreed.
I've "fallen down the steps moving my computer" at least twice now.
...His house was burglarized, not robbed.
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Fozzie_Bear
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LOL our home owners insurance is dropping us because we got robbed twice
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Silverwuf posted:
Well see, you're doing it wrong. You're supposed to pay ridiculous sums into insurance your whole life long but not EVER make a claim. How dare you???
Silver
yeah disgusting. they might as well be saying you turned out to be a bad bet. 
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Then after an Oatmeal Cranberry and Double Chocolate,
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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TickyAtack posted:
Robbed? Or burglarized?
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TickyAtack
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LOL our home owners insurance is dropping us because we got robbed twice
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Brandun posted:
TickyAtack posted:
Robbed? Or burglarized?
Difference between someone coming in and making you give them your stuff and somebody breaking in and taking your stuff while you're not there.
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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TickyAtack posted:
Brandun posted:
TickyAtack posted:
Robbed? Or burglarized?
Difference between someone coming in and making you give them your stuff and somebody breaking in and taking your stuff while you're not there.
true enough....
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TickyAtack
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LOL our home owners insurance is dropping us because we got robbed twice
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Did you get robbed? That seems like a traumatic experience.
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Tipztoe
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LOL our home owners insurance is dropping us because we got robbed twice
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that's lame
sorry man
get a mastiff.
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Fallen_daemon
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LOL our home owners insurance is dropping us because we got robbed twice
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after getting burgled we never bother to report it cause the amount take vs the increase is not worth it.
we just let the cops know and never bother with the insurance folks. only time you should bother them is when your house burns down or hurricane knocks it down etc...
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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Bad news. They're probably looking into fraud charges. Two burglaries sounds suspicious in this economy!
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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nah.. the 2nd one went under investigation and didn't go anywhere
both were legit
they couldn't refute the second one.. they tried to weasel out of it, and couldn’t
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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TickyAtack posted:
Did you get robbed? That seems like a traumatic experience.
we weren't home
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Fozzie_Bear
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LOL our home owners insurance is dropping us because we got robbed twice
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Brandun posted:
nah.. the 2nd one went under investigation and didn't go anywhere
both were legit
they couldn't refute the second one.. they tried to weasel out of it, and couldn’t
good!
who were they so I don't use the bastards
-----signature-----
The Oatmeal Butterscotch paired with a Snickerdoodle
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Then after an Oatmeal Cranberry and Double Chocolate,
it made my new vagina spontaneously sing the Trolololo Song in an elevator.
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Fallen_daemon
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LOL our home owners insurance is dropping us because we got robbed twice
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he was burgled.
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TickyAtack
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LOL our home owners insurance is dropping us because we got robbed twice
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Was it a forced entry or no?
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the_great_intex
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LOL our home owners insurance is dropping us because we got robbed twice
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I am thinking about investing in wireless cameras and a hidden recording box. I don't even trust my apartment staff from stealing from me.
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-Accident-
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LOL our home owners insurance is dropping us because we got robbed twice
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sounds like you got robbed three times, actually.
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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Fozzie_Bear posted:
Brandun posted:
nah.. the 2nd one went under investigation and didn't go anywhere
both were legit
they couldn't refute the second one.. they tried to weasel out of it, and couldn’t
good!
who were they so I don't use the bastards
Nationwide is not on your side
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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TickyAtack posted:
Was it a forced entry or no?
yes
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ArchrikerHG
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LOL our home owners insurance is dropping us because we got robbed twice
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TickyAtack posted:
Was it a forced entry or no?
that's the big thing...if they find out you had a door unlocked, you can get screwed. even if they do something like break a window and get in your garage and then open the door going into the house (that hardly anyone ever locks).
sucks though. That's one thing I like about our cove. We have 3 retired families that live here (only 7 houses), and 2 of them watch out for most of the cove all the time. The family on the corner has their living room setup so that when watching tv, they can see out the window straight at our house. They've called us many times while we were out of town or something telling us that someone was at our house to see if we were expecting someone to be there.
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Brandun
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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This is also the same insurance company that screwed us in 08 after the accident
we had them for both home and auto insurance
accident happened
Auto insurance insured the truck
home owners insured the stuff inside the truck (clothes, laptops, phones, wallets, pocketbooks)
I had just paid I think 8 grand for the truck the previous fall.. accident happened that August (so not that long). they knew the story, they knew what happened.. they knew I wouldn't contest the amount of the check for the truck.. they sent me a check for I think it was 1800.. they knew I wouldn't GAF, and they were right I didn't
ok, now the stuff in the truck (besides the obvious) they said please give us an itemized list of everything in the truck .. well, that was fun  took us a lot of time and tears to list everything in the truck we lost.... a short time after we submitted the list they told us to GTFO they found a loophole, and blamed it on the flood, and we were SOL
Our fault for not leaving.. we should of ...
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Kordirn
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LOL our home owners insurance is dropping us because we got robbed twice
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Sorry you're not profitable. Bye. Don't worry you can shop around though!
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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It's a business
I get it
but that doesn't change the fact insurance companies as a whole are the most unscrupulous unethical practices on the planet
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AkagiyamaMissile
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LOL our home owners insurance is dropping us because we got robbed twice
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Sorry to hear. That sucks
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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If I'm ever in Vegas Aka, I hope to look you up for a couple of beers my friend
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Phaelon_TD
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LOL our home owners insurance is dropping us because we got robbed twice
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Uhh.. you should move dude.
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Chogram
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LOL our home owners insurance is dropping us because we got robbed twice
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Brandun posted:
It's a business
I get it
but that doesn't change the fact insurance companies as a whole are the most unscrupulous unethical practices on the planet
Second only to lawyers.
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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LOL if you ever need a lawyer
of course I never wish harm on anyone
would be ironic as anything though
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FineYoungCannibals
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LOL our home owners insurance is dropping us because we got robbed twice
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i hate insurance companies, i steal 1000's from them
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-Ducky-
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LOL our home owners insurance is dropping us because we got robbed twice
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ArchrikerHG posted:
TickyAtack posted:
Was it a forced entry or no?
that's the big thing...if they find out you had a door unlocked, you can get screwed. even if they do something like break a window and get in your garage and then open the door going into the house (that hardly anyone ever locks).
My policy specifically states "For the times you forget to lock a door..."
I was like WHAT? Hmm.
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deadcactus
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LOL our home owners insurance is dropping us because we got robbed twice
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Do you change anything related to security after the first time you got robbed?
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True dat.
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Kordirn
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LOL our home owners insurance is dropping us because we got robbed twice
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Brandun posted:
It's a business
I get it
but that doesn't change the fact insurance companies as a whole are the most unscrupulous unethical practices on the planet
Yeah its a crappy situation. Finding another insurance I assume would be hard since you probably have to disclose the previous robberies.
Do you get robbed a lot because you live out in the woods?
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Brandun
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LOL our home owners insurance is dropping us because we got robbed twice
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deadcactus posted:
Do you change anything related to security after the first time you got robbed?
no, but the 2nd time we did
I thought it was a fluke and would never happen again..
that stuff doesn't happen around here
it happened again
After that we got a good alarm system installed and monitored
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ArmandoFF
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LOL our home owners insurance is dropping us because we got robbed twice
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Burglarized.
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Chogram
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LOL our home owners insurance is dropping us because we got robbed twice
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Brandun posted:
LOL if you ever need a lawyer
of course I never wish harm on anyone
would be ironic as anything though
Reasons that I might need a lawyer?
Divorce? Nope. My wife can have whatever we own and I'll pay whatever Indiana's max % for child support is.
Defense? Not if I'm guilty.
Suing somebody else? For what? I don't plan on needing to sue anybody for money that they owe me, and "Injury or loss" lawsuits are just revenge money that I don't want anyway.
The only time that I would ever hire a lawyer would be to defend myself against a crime or act that I didn't commit.
Other than that? There are more important things than revenge money.
edit: And yes. Taking money from another person, simply because they wronged you, is revenge.
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BritonGuy
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LOL our home owners insurance is dropping us because we got robbed twice
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Pay in, get kicked out. And the government wants to make subscribing to them required for every aspect of life.
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Briton Guy...persnickety...NEVER!  -Murron (truly) Hawkson is the greatest. -Hawkson Britonguy is usually right. -Onslaught on BT “Do or do not... there is no try.†- Yodazami Do you expect me to remember what I put in my mouth? -NSMachi
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BritonGuy
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LOL our home owners insurance is dropping us because we got robbed twice
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Chogram posted:
Brandun posted:
LOL if you ever need a lawyer
of course I never wish harm on anyone
would be ironic as anything though
Reasons that I might need a lawyer?
Divorce? Nope. My wife can have whatever we own and I'll pay whatever Indiana's max % for child support is.
Defense? Not if I'm guilty.
Suing somebody else? For what? I don't plan on needing to sue anybody for money that they owe me, and "Injury or loss" lawsuits are just revenge money that I don't want anyway.
The only time that I would ever hire a lawyer would be to defend myself against a crime or act that I didn't commit.
Other than that? There are more important things than revenge money.
edit: And yes. Taking money from another person, simply because they wronged you, is revenge.
In actual divorce you'd quickly change your mind. Same with suing in the right situation. I don't believe that post for a second.
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Briton Guy...persnickety...NEVER! -Murron (truly) Hawkson is the greatest. -Hawkson Britonguy is usually right. -Onslaught on BT “Do or do not... there is no try.†- Yodazami Do you expect me to remember what I put in my mouth? -NSMachi
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NSMachin
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LOL our home owners insurance is dropping us because we got robbed twice
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TickyAtack posted:
Was it a forced entry or no?
Brandun loves a forced entry....
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Gaevren
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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Brandun posted:
deadcactus posted:
Do you change anything related to security after the first time you got robbed?
no, but the 2nd time we did
I thought it was a fluke and would never happen again..
that stuff doesn't happen around here
it happened again
After that we got a good alarm system installed and monitored
Hate to say it, but that is probably a big factor in why you got dropped. If you didn't make changes after the first time, I mean. I can understand your rationale, but yeah
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Brandun
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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Chogram posted:
Brandun posted:
LOL if you ever need a lawyer
of course I never wish harm on anyone
would be ironic as anything though
Reasons that I might need a lawyer?
Divorce? Nope. My wife can have whatever we own and I'll pay whatever Indiana's max % for child support is.
Defense? Not if I'm guilty.
Suing somebody else? For what? I don't plan on needing to sue anybody for money that they owe me, and "Injury or loss" lawsuits are just revenge money that I don't want anyway.
The only time that I would ever hire a lawyer would be to defend myself against a crime or act that I didn't commit.
Other than that? There are more important things than revenge money.
edit: And yes. Taking money from another person, simply because they wronged you, is revenge.
That sounded as if it was directed at me personally
So, I’ll ask
Are you talking to me and my past, or is it a general statement?
You have poked me about this a few times now..
You aren’t that much of a douche you would trivialize my past and what my family went through, and the defense of my daughter are you?
Please tell me you aren’t that much of a d*(^&
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Chogram
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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Brandun posted:
Chogram posted:
Brandun posted:
LOL if you ever need a lawyer
of course I never wish harm on anyone
would be ironic as anything though
Reasons that I might need a lawyer?
Divorce? Nope. My wife can have whatever we own and I'll pay whatever Indiana's max % for child support is.
Defense? Not if I'm guilty.
Suing somebody else? For what? I don't plan on needing to sue anybody for money that they owe me, and "Injury or loss" lawsuits are just revenge money that I don't want anyway.
The only time that I would ever hire a lawyer would be to defend myself against a crime or act that I didn't commit.
Other than that? There are more important things than revenge money.
edit: And yes. Taking money from another person, simply because they wronged you, is revenge.
That sounded as if it was directed at me personally
So, I’ll ask
Are you talking to me and my past, or is it a general statement?
You have poked me about this a few times now..
You aren’t that much of a douche you would trivialize my past and what my family went through, and the defense of my daughter are you?
Please tell me you aren’t that much of a d*(^&
I post that I think revenge lawsuits are dumb, and turning into the American way  , on every single thread on this topic.
That post was simply pointing out that I cannot currently imagine a single scenario where I would need a lawyer to sue another person.(Since you wished it upon me, without wishing it up on me.)
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Unarmed-Yarr
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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Fallen_daemon posted:
he was burgled.
hamburgled
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_Alexandra_
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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Robbery = theft from a person
Burglary = theft of property
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Brandun
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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Chogram posted:
I post that I think revenge lawsuits are dumb, and turning into the American way , on every single thread on this topic. You clearly went out of your way to steer this topic to that.. that is why I asked you if it was personal… this thread was about home insurance.. you seemed to go out of your way to bring it up again .. I know your stance on lawsuits.. I take it personal in my situation however, if you are belittling what I did for my family.. A: you have no idea wtf you are talking, and B: See A…LOL revenge lawsuits…a little biased are we???That post was simply pointing out that I cannot currently imagine a single scenario where I would need a lawyer to sue another person.(Since you wished it upon me, without wishing it up on me.) BS.. I clearly stated that I do not wish this ion you.. and I mean that. Ironic as anything is what I said, and I stand by that…
Oh, and before 08 I would of never thought I would want/need a lawyer either Damn glad I had a great firm though.. DAMN glad
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Chevya
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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Unarmed-Yarr posted:
Fallen_daemon posted:
he was burgled.
hamburgled
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JD_HOGG
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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_Alexandra_ posted:
Robbery = theft from a person
Burglary = theft of property
Eh, not so much. In fact, not even close. Hell, your definitions are so off base, they wouldn't even be close to correct in another galaxy.
Robbery - taking of property of another with intention of permanently depriving them of said property by used of force or fear.
Burglary - breaking and entering of a dwelling during the night with the intention of committing a felony.
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.-Vega-.
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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JD_HOGG posted:
_Alexandra_ posted:
Robbery = theft from a person
Burglary = theft of property
Eh, not so much. In fact, not even close. Hell, your definitions are so off base, they wouldn't even be close to correct in another galaxy.
Robbery - taking of property of another with intention of permanently depriving them of said property by used of force or fear.
Burglary - breaking and entering of a dwelling during the night with the intention of committing a felony.
During the night? So if you break in during the day you aren't burglarizing? She was more correct than you, jackass.
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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.-Vega-. posted:
JD_HOGG posted:
_Alexandra_ posted:
Robbery = theft from a person
Burglary = theft of property
Eh, not so much. In fact, not even close. Hell, your definitions are so off base, they wouldn't even be close to correct in another galaxy.
Robbery - taking of property of another with intention of permanently depriving them of said property by used of force or fear.
Burglary - breaking and entering of a dwelling during the night with the intention of committing a felony.
During the night? So if you break in during the day you aren't burglarizing? She was more correct than you, jackass.
LOL yeah, ok. Look up the common law definition of burglary and robbery asshat.
Here, I'll direct you to Black's Law Dictionary, which is recognized as THE law dictionary.
Burglary
The breaking and entering the house of another in the night-time, with intent to commit a felony therein, whether the felony be actually committed or not.
Robbery
Robbery is the felonious taking of personal property In the possession of another, from his person or immediate presence, and against his will, accomplished by means of force or fear.
Douche bag.
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.-Vega-.
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LOL our home owners insurance is dropping us because we got robbed twice
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I did, and apparently you didn't. Why don't you stick to talking about Pokemon.
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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I provided you a link. Try the same, gas bag.
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.-Vega-.
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LOL our home owners insurance is dropping us because we got robbed twice
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http://www.law.cornell.edu/uscode/text/18/part-I/chapter-103
Cornell law school you idiot retard stick to Pokemon.
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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.-Vega-. posted:
http://www.law.cornell.edu/uscode/text/18/part-I/chapter-103
Cornell law school you idiot retard stick to Pokemon.
Post the portion of that link that has the common law definition of burglary and robbery. Wait, you can't, because there isn't one. You don't even know what that link is. Stick to jacking off to Ron Paul videos. Law is way over your head.
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.-Vega-.
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LOL our home owners insurance is dropping us because we got robbed twice
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So by your definition, if you break in during the day it isn't a burglary. LOL
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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.-Vega-. posted:
So by your definition, if you break in during the day it isn't a burglary. LOL
Common laws were defined long before I was born. So no, not by my definition.
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.-Vega-.
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LOL our home owners insurance is dropping us because we got robbed twice
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LOL you fail so hard at reading comprehension
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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.-Vega-. posted:
LOL you fail so hard at reading comprehension
Yeah I get you. You can't really be that retarded.
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.-Vega-.
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LOL our home owners insurance is dropping us because we got robbed twice
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Retarded like saying a burglary isn't a burglary unless it's committed at night. You remember posting that, don't you? It was only a few minutes ago
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Fallen_daemon
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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robbery is when you get your stuff taken in person.
burglary is when you stuff gets stolen when you are not there.
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Sith_Mauler
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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also there are criminal trespass and breaking and entering laws.
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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Yes, in several states it is still required for varying degrees of burglary that the entering be done at night. There are lesser degrees of burglary that do not have a time of day element. In no case whatsoever is larceny a requirement for a burglary.
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.-Vega-.
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LOL our home owners insurance is dropping us because we got robbed twice
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JD_HOGG posted:
Yes, in several states it is still required for varying degrees of burglary that the entering be done at night. There are lesser degrees of burglary that do not have a time of day element. In no case whatsoever is larceny a requirement for a burglary.
Wrong. While it is true in very few states, it isn't for all states. Therefore your overall definition is wrong.
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JD_HOGG
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LOL our home owners insurance is dropping us because we got robbed twice
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Got it, burglary is theft of property and robbery is stealing from people.
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Ibbeh
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Subject:
LOL our home owners insurance is dropping us because we got robbed twice
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JD_HOGG posted:
Got it, burglary is theft of property and robbery is stealing from people.
What took you so long
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