Liquid741
Title: VN Sensei
Posts:
5,106
Registered:
Dec 16, '06
Extended Info (if available)
Real Post Cnt: 5,095
User ID: 1,191,724
|
Subject:
Capital One just contacted me...
|
apparently someone got my card # and was trying to use it...the charges were coming from the UK for $1.00 and $100 for the March of Dimes...the CSR told me that they usually try to charge it through a charity, due to thinking the credit card company will let it pass through. they said the thieves kept messing up the 3 digit security code on the back.
i told Cap One that we use the card for everything...hell, if i could pay my house payment with it i would for the 1% back, so he is going to expedite my card to me overnight...not sure how all you feel about Cap One but their customer service rocks imo!
when he said $1.00, i told him that my wife and i dont belong to any porn sites...so hopefully it didnt come from one of them.
-----signature-----
April 26th..the day the future will be known...NFL draft.  I'd rather be kicked in the face then be a Patriots fan! 
|
|
Link to this post
|
Yukishiro1
Posts:
38,362
Registered:
Sep 20, '02
Extended Info (if available)
Real Post Cnt: 31,453
User ID: 718,633
|
Subject:
Capital One just contacted me...
|
|
It was probably Obama. My grandmother is convinced Obama is stealing her oil royalty checks. I try to explain to her it's because the company isn't drilling on the family farm right now but she's convinced.
-----signature-----
(none)
|
|
Link to this post
|
Vydor
Posts:
11,620
Registered:
Dec 24, '01
Extended Info (if available)
Real Post Cnt: 9,121
User ID: 573,998
|
Subject:
Capital One just contacted me...
|
|
My wife's card got stolen too, but I told Capital One to just let the thieves keep it, they were spending less than she did.
-----signature-----
Never ascribe to malice, that which can be explained by incompetence.
|
|
Link to this post
|
Tipztoe
Posts:
26,665
Registered:
Mar 1, '04
Extended Info (if available)
Real Post Cnt: 23,788
User ID: 900,300
|
Subject:
Capital One just contacted me...
|
I had two accounts with them that I closed because after being a customer for about 10 years, never paying the bill late etc.. they said they were gonna almost double the interest rate.
Would never do business with them again. Same with BOA.
-----signature-----
(none)
|
|
Link to this post
|
Liquid741
Title: VN Sensei
Posts:
5,106
Registered:
Dec 16, '06
Extended Info (if available)
Real Post Cnt: 5,095
User ID: 1,191,724
|
Subject:
Capital One just contacted me...
|
honestly i dont even know what my interest rate is...im OCD when it comes to managing money, so i pay it off every week.
-----signature-----
April 26th..the day the future will be known...NFL draft. I'd rather be kicked in the face then be a Patriots fan!
|
|
Link to this post
|
Tipztoe
Posts:
26,665
Registered:
Mar 1, '04
Extended Info (if available)
Real Post Cnt: 23,788
User ID: 900,300
|
Subject:
Capital One just contacted me...
|
Liquid741 posted:
honestly i dont even know what my interest rate is...im OCD when it comes to managing money, so i pay it off every week.
smart
but still trying to gouge customers when there are s-loads of competition is just stupid.
-----signature-----
(none)
|
|
Link to this post
|
Sansfear
Posts:
7,232
Registered:
Aug 31, '08
Extended Info (if available)
Real Post Cnt: 7,182
User ID: 1,318,423
|
Subject:
Capital One just contacted me...
|
Capital One is one of the most predatory lenders out there, I'd avoid them.
I had one of my cards compromised last week as well. I wonder if this is a result of the massive hack recently where a processing company had millions of accounts taken?
One tip is to always have multiple cards available. If you only have one card and you use it for everything, you are screwed if it gets stolen. There are plenty of cards out there with 1% (or more) cash back so you should have your pick.
Chase is currently offering $300 cash back when you spend $500 in the first three months. Other banks have similar deals all the time. If you pay it off every month, it is free money.
-----signature-----
(none)
|
|
Link to this post
|
Eager_Igraine
Posts:
20,126
Registered:
Nov 21, '02
Extended Info (if available)
Real Post Cnt: 19,548
User ID: 740,268
|
Subject:
Capital One just contacted me...
|
Sansfear posted:
I wonder if this is a result of the massive hack recently where a processing company had millions of accounts taken?
-----signature-----
I radiate more heat than light.
I know what you're trying to do but you're just sailing another failboat over the falls. - imaloon1
|
|
Link to this post
|
Liquid741
Title: VN Sensei
Posts:
5,106
Registered:
Dec 16, '06
Extended Info (if available)
Real Post Cnt: 5,095
User ID: 1,191,724
|
Subject:
Capital One just contacted me...
|
Sansfear posted:
Capital One is one of the most predatory lenders out there, I'd avoid them.
I had one of my cards compromised last week as well. I wonder if this is a result of the massive hack recently where a processing company had millions of accounts taken?
One tip is to always have multiple cards available. If you only have one card and you use it for everything, you are screwed if it gets stolen. There are plenty of cards out there with 1% (or more) cash back so you should have your pick.
Chase is currently offering $300 cash back when you spend $500 in the first three months. Other banks have similar deals all the time. If you pay it off every month, it is free money.
i spend that every 2 weeks! thanks for the tip! going to look into that one... 
-----signature-----
April 26th..the day the future will be known...NFL draft. I'd rather be kicked in the face then be a Patriots fan!
|
|
Link to this post
|
Sansfear
Posts:
7,232
Registered:
Aug 31, '08
Extended Info (if available)
Real Post Cnt: 7,182
User ID: 1,318,423
|
Subject:
Capital One just contacted me...
|
Here's a link to the info, though it may be dead. There are plenty of others, though.
http://slickdeals.net/f/4162156-CHASE-FREEDOM-300-cashback-after-500-spendin-3-months
-----signature-----
(none)
|
|
Link to this post
|
Liquid741
Title: VN Sensei
Posts:
5,106
Registered:
Dec 16, '06
Extended Info (if available)
Real Post Cnt: 5,095
User ID: 1,191,724
|
Subject:
Capital One just contacted me...
|
|
yep...just found it, applied, and approved! thanks for the tip my friend...free money like that is hard to pass up.
-----signature-----
April 26th..the day the future will be known...NFL draft. I'd rather be kicked in the face then be a Patriots fan!
|
|
Link to this post
|
Sansfear
Posts:
7,232
Registered:
Aug 31, '08
Extended Info (if available)
Real Post Cnt: 7,182
User ID: 1,318,423
|
Subject:
Capital One just contacted me...
|
|
I apply for several of these a year(nets me over $1K), though I'm careful not to apply for too many. Too many applications hurts your credit score and can cause an outright denial.
-----signature-----
(none)
|
|
Link to this post
|
Yukishiro1
Posts:
38,362
Registered:
Sep 20, '02
Extended Info (if available)
Real Post Cnt: 31,453
User ID: 718,633
|
Subject:
Capital One just contacted me...
|
|
Make sure they don't have an annual fee or that you cancel it before the fee gets levied.
-----signature-----
(none)
|
|
Link to this post
|
Elocism
Title: Pseudonym
Posts:
25,124
Registered:
May 3, '02
Extended Info (if available)
Real Post Cnt: 18,742
User ID: 675,144
|
Subject:
Capital One just contacted me...
|
|
Capital One gave me 2.25% on mah auto loan
-----signature-----
you are broken now
but faith can heal you
just do everything i tell you to do
|
|
Link to this post
|
Ashmaele
Title: Pastor of Muppets
Posts:
19,662
Registered:
Jan 15, '02
Extended Info (if available)
Real Post Cnt: 15,903
User ID: 612,352
|
Subject:
Capital One just contacted me...
|
|
Ogre from Revenge of the Nerds (and those stupid Capital One commercials) stole your card
-----signature-----
I had a dream. It was an incredible dream. When I awoke, I had a huge mess to clean up. 
|
|
Link to this post
|
Mastara
Posts:
8,982
Registered:
Dec 29, '04
Extended Info (if available)
Real Post Cnt: 8,312
User ID: 1,011,569
|
Subject:
Capital One just contacted me...
|
I haven't had a problem yet. Of course my limits for 2 cards are only 300 and 200. I pay them off weekly if at all possible. I try to maintain a 0 balance.
Ive had people try to hack my paypal account from china and I logged in to use it one time and it was all in chinese and they locked my account and froze it so it couldnt be used until I contacted them.
-----signature-----
Boooooommmm Heeeaaaddddshhhhooooottttt! http://www.carellaross.com/img/truth_its_the_new_hate_speech.jpg Mastatheimposta - 10L2 SB Merlin
|
|
Link to this post
|
eodoll
Posts:
17,153
Registered:
Feb 14, '02
Extended Info (if available)
Real Post Cnt: 15,943
User ID: 645,592
|
Subject:
Capital One just contacted me...
|
They give 1% back or 1% of 1%?
I think my bofa card gives 1 point for every dollar spent.
25000 points gives 250 dollars. If i could get 2500 for 25000 points then that would be really nice.
-----signature-----
(none)
|
|
Link to this post
|
