Anebriated posted:

---

this is different.


. "Are you expecting a child with anyone, even if the expecting mother is not listed on the application?



13. Are you, or your spouse, domestic partner or dependent (whether or not listed on the application), in the process of adoption or surrogate pregnancy?



14. Within the last 90 days have you, or your spouse, domestic partner or dependent performed a home pregnancy test, or had a pregnancy test performed at a clinic or a lab, which was positive? "


NONYA BUSINESS DOUCHEWADS

---

Anebriated posted:

---

that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.

---

Anebriated posted:

---

uh oh. i'm at the last step and it's telling me that something isn't filled out and i've looked and everything is filled out. i'm having a tempter tantrum like a 3 yr old.

---

Sarena_WE posted:

---

Anebriated posted:

---

that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.

---

I get to fill out those BS 300 page packets over and over again. I even offer to sign a rider to exclude any pre-existing conditions and still get rejected but am told "You have the right to appeal the decision". I flat out asked one lady at United Health if she knew if any of the appeals ever got approved and she honestly replied "rarely, I am so sorry".

The really annoying part is that they are lumping two completely separate health issues together because they can be construed as both being neurological. (I had brain surgery back in 2008 and then this last October I when to a chiro because my neck and back were kinked up from stress at work...)

It is the ONLY thing keeping me from being able to quit my job which is the primary reason I have health issues to begin with. Talk about irony

---

Caoilin posted:

---

dude anytime i get seen by my prosthetist for any reason, i get a packet of paperwork to fill out regarding them wanting to sue the profanity out of someone else to pay for it. and every time i skip the whole thing and write in that it was the result of being born and if they send me this fking packet one more time, i will murder their children. the next time they send me one i'm going to go into intricate detail on how i would murder their children.

---

Jezza_Belle posted:

---

What I learned about those Packets Sarena, is that if you can check yes to anything in the first section, you're excluded, don't even bother trying.

If you have been without insurance for more than 6 months, you can maybe get on the state version for pre-exisiting.

http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/nv.html

yours is a HELL of a lot cheaper than ours... a $2500 deductible plan for just me is $335 a month.

---

Sarena_WE posted:

---

Caoilin posted:

---

dude anytime i get seen by my prosthetist for any reason, i get a packet of paperwork to fill out regarding them wanting to sue the profanity out of someone else to pay for it. and every time i skip the whole thing and write in that it was the result of being born and if they send me this fking packet one more time, i will murder their children. the next time they send me one i'm going to go into intricate detail on how i would murder their children.

---

I can only imagine I dread any of those packets as it is but it is rare I have to fill them out. That is painful enough.

Jezza_Belle posted:

---

What I learned about those Packets Sarena, is that if you can check yes to anything in the first section, you're excluded, don't even bother trying.

If you have been without insurance for more than 6 months, you can maybe get on the state version for pre-exisiting.

http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/nv.html

yours is a HELL of a lot cheaper than ours... a $2500 deductible plan for just me is $335 a month.

---

I'm not without. I carry our group policy right now with my job but I am trying desperately to quit so that I can get this house ready to sell and clear out a bunch of crap we don't need anymore and then go house hunting back east near family. (that and there is a whole blog about what is going on at my work that compounds the desperation) I don't want to quit and end up doing something stupid like accidentally chopping a finger off while fixing dinner and end up bankrupting the family. I keep telling them that I only need the policy until BT finds a job back east that has bennies. That should only take a few months tops. I even tried for student insurance since I am taking a class right now and they don't even get back to me I am going with a broker now to see if he can help somehow. Talk about a PITFA.

---

Anebriated posted:

---

that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.

---

Anebriated posted:

---

found it, it was one box somewhere in there.

so someone like me who only needs insurance if a piano lands on me can sign up in no time while people who need it more than anyone just get rejected :/

---

Anonymous posted:

---

JD_HOGG posted:

---

If people would only understand that the time to get insurance is when you are healthy, not when you have an illness. Insurance is for people who plan ahead.

---

if only i had the same job from when I was a fetus, the parasite~

---

Sarena_WE posted:

---

Caoilin posted:

---

dude anytime i get seen by my prosthetist for any reason, i get a packet of paperwork to fill out regarding them wanting to sue the profanity out of someone else to pay for it. and every time i skip the whole thing and write in that it was the result of being born and if they send me this fking packet one more time, i will murder their children. the next time they send me one i'm going to go into intricate detail on how i would murder their children.

---

I can only imagine I dread any of those packets as it is but it is rare I have to fill them out. That is painful enough.

Jezza_Belle posted:

---

What I learned about those Packets Sarena, is that if you can check yes to anything in the first section, you're excluded, don't even bother trying.

If you have been without insurance for more than 6 months, you can maybe get on the state version for pre-exisiting.

http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/nv.html

yours is a HELL of a lot cheaper than ours... a $2500 deductible plan for just me is $335 a month.

---

I'm not without. I carry our group policy right now with my job but I am trying desperately to quit so that I can get this house ready to sell and clear out a bunch of crap we don't need anymore and then go house hunting back east near family. (that and there is a whole blog about what is going on at my work that compounds the desperation) I don't want to quit and end up doing something stupid like accidentally chopping a finger off while fixing dinner and end up bankrupting the family. I keep telling them that I only need the policy until BT finds a job back east that has bennies. That should only take a few months tops. I even tried for student insurance since I am taking a class right now and they don't even get back to me I am going with a broker now to see if he can help somehow. Talk about a PITFA.

---

Sarena_WE posted:

---

Anebriated posted:

---

that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.

---

I get to fill out those BS 300 page packets over and over again. I even offer to sign a rider to exclude any pre-existing conditions and still get rejected but am told "You have the right to appeal the decision". I flat out asked one lady at United Health if she knew if any of the appeals ever got approved and she honestly replied "rarely, I am so sorry".

The really annoying part is that they are lumping two completely separate health issues together because they can be construed as both being neurological. (I had brain surgery back in 2008 and then this last October I when to a chiro because my neck and back were kinked up from stress at work...)

It is the ONLY thing keeping me from being able to quit my job which is the primary reason I have health issues to begin with. Talk about irony

---

_Gimpzilla_ posted:

---

Sarena_WE posted:

---

Anebriated posted:

---

that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.

---

I get to fill out those BS 300 page packets over and over again. I even offer to sign a rider to exclude any pre-existing conditions and still get rejected but am told "You have the right to appeal the decision". I flat out asked one lady at United Health if she knew if any of the appeals ever got approved and she honestly replied "rarely, I am so sorry".

The really annoying part is that they are lumping two completely separate health issues together because they can be construed as both being neurological. (I had brain surgery back in 2008 and then this last October I when to a chiro because my neck and back were kinked up from stress at work...)

It is the ONLY thing keeping me from being able to quit my job which is the primary reason I have health issues to begin with. Talk about irony

---

Health insurance isn't a right. If those companies can't profit off of you, then you don't deserve insurance. You should pay for your bills out of pocket, and shop around comparing the medical services offered.

---

_sooz_ posted:

---

_Gimpzilla_ posted:

---

Sarena_WE posted:

---

[quote=Anebriated]that's awful serena. it's really messed up you are thrown under the bus because a bunch of companies decided you weren't profitable.

---

I get to fill out those BS 300 page packets over and over again. I even offer to sign a rider to exclude any pre-existing conditions and still get rejected but am told "You have the right to appeal the decision". I flat out asked one lady at United Health if she knew if any of the appeals ever got approved and she honestly replied "rarely, I am so sorry".

The really annoying part is that they are lumping two completely separate health issues together because they can be construed as both being neurological. (I had brain surgery back in 2008 and then this last October I when to a chiro because my neck and back were kinked up from stress at work...)

It is the ONLY thing keeping me from being able to quit my job which is the primary reason I have health issues to begin with. Talk about irony

---

Health insurance isn't a right. If those companies can't profit off of you, then you don't deserve insurance. You should pay for your bills out of pocket, and shop around comparing the medical services offered.

---

JD_HOGG posted:

---

LOL @ the unprepared people who put off insurance for a few bucks extra to splurge on things they didn't need. Yeah, now you want the coverage after the accident.

---

Sarena_WE posted:

---

JD_HOGG posted:

---

LOL @ the unprepared people who put off insurance for a few bucks extra to splurge on things they didn't need. Yeah, now you want the coverage after the accident.

---

Apparently you can't read...I have insurance now. I pay over $450/mo for a crappy HMO. I want to just get a policy for an emergency so that I can quit my job which sucks donkey nuts. Ultimately we are looking at moving back east and I don't know how long it will take for BT to get a new job which has benefits. His current one does not. There has been no splurging nor any accident.

---

Sarena_WE posted:

---

Ultimately we are looking at moving back east and I don't know how long it will take for BT to get a new job which has benefits. His current one does not. There has been no splurging nor any accident.

---

JD_HOGG posted:

---

Sarena_WE posted:

---

JD_HOGG posted:

---

LOL @ the unprepared people who put off insurance for a few bucks extra to splurge on things they didn't need. Yeah, now you want the coverage after the accident.

---

Apparently you can't read...I have insurance now. I pay over $450/mo for a crappy HMO. I want to just get a policy for an emergency so that I can quit my job which sucks donkey nuts. Ultimately we are looking at moving back east and I don't know how long it will take for BT to get a new job which has benefits. His current one does not. There has been no splurging nor any accident.

---

Then I'm not LOLing at you, am I?

---

Casuist posted:

---

Sarena_WE posted:

---

Ultimately we are looking at moving back east and I don't know how long it will take for BT to get a new job which has benefits. His current one does not. There has been no splurging nor any accident.

---

If Taxachusetts counts as "back east", you could use Romneycare. Also, I think you're underestimating the job prospects of someone who knows Linux. I suspect it will be days rather than months.

---

Casuist posted:

---

Sarena_WE posted:

---

Ultimately we are looking at moving back east and I don't know how long it will take for BT to get a new job which has benefits. His current one does not. There has been no splurging nor any accident.

---

If Taxachusetts counts as "back east", you could use Romneycare. Also, I think you're underestimating the job prospects of someone who knows Linux. I suspect it will be days rather than months.

---

Kordirn posted:

---

I would think experience would play a big factor in getting a job in that market. I am assuming BT has years of experience, so he will have an easier time than a fresh college grad.

---

-Ducky- posted:

---

Sounds like you will be eligible for a HIPAA plan after you exhaust your COBRA coverage Serena. Nevada sounds like Florida, not a great place for the uninsured/high risk population

The questionnaire for my work insurance asks if you are planning to have a baby/etc but then they also ask if anyone in the house is taking folic acid. lol.

---