Author Topic: Explain to me why a person who is living paycheck to paycheck......
FineYoungCannibals 
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Subject: Explain to me why a person who is living paycheck to paycheck......
would spend the $2500 he got back from taxes on a 2 week Mexican vacation.


my 28 year old cousin

FYC: save the money for when you get fired next time (has been fired from the last 4 jobs)
Idiot: lol ya right

 

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Jyiiga 
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Subject: Explain to me why a person who is living paycheck to paycheck......
FineYoungCannibals posted:

Idiot


I think you know why already.

 

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jeune 
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Subject: Explain to me why a person who is living paycheck to paycheck......
sounds like a cycle... maybe he likes it.

 

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AkagiyamaMissile 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Your idiot friend: = http://en.wikipedia.org/wiki/Fine_Young_Cannibals

 

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Gildash 
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Subject: Explain to me why a person who is living paycheck to paycheck......
When you have lived paycheck to paycheck for so long, you lose sight of the long term and end up taking whatever you can get when you can get it.

Been there.

 

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FineYoungCannibals 
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Subject: Explain to me why a person who is living paycheck to paycheck......
AkagiyamaMissile posted:
Your idiot friend: = http://en.wikipedia.org/wiki/Fine_Young_Cannibals






lol, 1. i'm worth tons(last time i live paycheck 2 paycheck was 1986, 2. i would never go to a s*** hole 3rd world country like Mexico

 

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the_great_ontex 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Sounds like a retard to me. People not capable of planning for the future are scientific idiots as said by me, a scientist

 

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deadcactus 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Because it's an escape from the depressing cycle of "getting by" that is there life. It's a lot easier to save money when it does't mean giving up any semblance of a luxury...

 

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FineYoungCannibals 
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Subject: Explain to me why a person who is living paycheck to paycheck......
deadcactus posted:
Because it's an escape from the depressing cycle of "getting by" that is there life. It's a lot easier to save money when it does't mean giving up any semblance of a luxury...




depressing cycle?

living pc to pc, that's depressing

 

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TickyAtack 
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Subject: Explain to me why a person who is living paycheck to paycheck......
FineYoungCannibals posted:

lol, 1. i'm worth tons(last time i live paycheck 2 paycheck was 1986, 2. i would never go to a s*** hole 3rd world country like Mexico



Premium tequila at less than 1/3rd the price.

 

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deadcactus 
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Subject: Explain to me why a person who is living paycheck to paycheck......
FineYoungCannibals posted:
deadcactus posted:
Because it's an escape from the depressing cycle of "getting by" that is there life. It's a lot easier to save money when it does't mean giving up any semblance of a luxury...




depressing cycle?

living pc to pc, that's depressing


That's what I said?

 

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Gilligan.USCG 
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Subject: Explain to me why a person who is living paycheck to paycheck......
deadcactus posted:
FineYoungCannibals posted:
deadcactus posted:
Because it's an escape from the depressing cycle of "getting by" that is there life. It's a lot easier to save money when it does't mean giving up any semblance of a luxury...




depressing cycle?

living pc to pc, that's depressing


That's what I said?


FYC is pretty dumb, sometimes

 

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notmforce2k 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Terrible idea. I guess I can understand wanting to relax and get away when you finally DO get some spare cash, but it doesn't mean you have to (or even should) do it.

 

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Steelwind_Oo 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Gildash posted:
When you have lived paycheck to paycheck for so long, you lose sight of the long term and end up taking whatever you can get when you can get it.

Been there.
My x is like that. She is so horribly behind on everything but when taxes come up it is like "Oh I can go get that <whatever unneeded appliance/electronics catches her eye> now" or whatever. It amazes me.

 

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OG_Loki 
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Subject: Explain to me why a person who is living paycheck to paycheck......
I want to work for FYC, he'd be a good mentor.

 

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Uccello 
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Subject: Explain to me why a person who is living paycheck to paycheck......
FineYoungCannibals posted:
would spend the $2500 he got back from taxes on a 2 week Mexican vacation.


my 28 year old cousin

FYC: save the money for when you get fired next time (has been fired from the last 4 jobs)
Idiot: lol ya right


Well if he is working and getting by paycheck to paycheck he is still getting by. I want to know who died and made it any of your business to judge.

 

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Fallen_daemon 
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Subject: Explain to me why a person who is living paycheck to paycheck......
they probably expects someone to bail them out or uncle sam. after their own stupidity.

 

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Jezza_Belle 
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Subject: Explain to me why a person who is living paycheck to paycheck......
I can understand why, I have no willpower to save money. The only way I have ever succeeded in saving is having someone else hold the money, or putting it someplace I can't spend it (401k). Knowing what will happen if I don't have a spending plan, I make a plan to buy things that I need, pay off bills, or things I have wanted for a while. Otherwise it'll get spent on eating out, clothing, booze etc and have nothing to show for it when it's gone.

So maybe this is his way of making sure he gets something worthwhile out of the money. I'm sure he knows that saving the money makes more sense, but also knows his personal limitations.

 

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Aethelgrin 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Well you know what they say, you gotta spend money to make money.


However I doubt a vacation in Mexico is what they had in mind thinking

 

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Bat_Avenger 
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Subject: Explain to me why a person who is living paycheck to paycheck......
that explains why he lives pay check to pay check.

 

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Crafty_ac2 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Maybe he is going to Mexico to make a big score. Come back here sell it and have lots of money. not_talking

 

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Lanacan 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Fallen_daemon posted:
they probably expects someone to bail them out or uncle sam. after their own stupidity.

 

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Brother_Tempus 
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Subject: Explain to me why a person who is living paycheck to paycheck......
FineYoungCannibals posted:
would spend the $2500 he got back from taxes on a 2 week Mexican vacation.


my 28 year old cousin

FYC: save the money for when you get fired next time (has been fired from the last 4 jobs)
Idiot: lol ya right


Becuase that $2500 over time is not going to buy as much as it used to? With savings interest rates at all time lows and the percentage rise in prices far outstripping any return you get from savings ... unless you buy something like gold or silver that will retain value ... we are coming close to the point where the best course of action is to spend the money you have while it still has some worth

 

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Ptilk 
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Subject: Explain to me why a person who is living paycheck to paycheck......
He is 28. That's what you do when you are young.

 

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Fozzie_Bear 
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Subject: Explain to me why a person who is living paycheck to paycheck......
I'd settle for a ONE week vacation at this point. Im burnt out but cant afford to take a break.

 

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-Kruugar- 
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Subject: Explain to me why a person who is living paycheck to paycheck......
I got $2k back from taxex.

It was spent on things I knew were coming up and should do anyways (car/house maintenance)

 

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Gaevren 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Because he can.


My husband isn't all that hot at saving money either. When we were dirt poor in the Army, I opened up a savings account unbeknownst to him and started squirreling away money. I was doing one of those "round up to the nearest dollar" savings plans, only I was doing it manually instead of the bank doing it for me. So over the course of a few months, I ended up with about $125 in that account. I think I started with an initial balance of $10. So not much, but we were definitely living paycheck to paycheck at that time.

But it came in handy- we had to get new tires, and although they were mostly covered under a recall we still had to spend $100, and my husband was worrying about where the money would come from. At that point I divulged the existence of the savings account (which has been for just such a necessity) and he was thrilled. He knows he is not good with keeping money in savings and told me to "squirrel away!"

Probably why he has me handle the finances in our family, for the most part.

 

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Dwaveran 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Ptilk posted:
He is 28. That's what you do when you are young.

 

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_sooz_ 
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Subject: Explain to me why a person who is living paycheck to paycheck......
We got about $2600, bought a couple of needed things, paid off a massive chunk of our credit card and put the rest into savings. We've done a couple of years of blowing our tax return on something we dont really need, now is the time to start saving and being sensible.

 

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Dark_EternalFF 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Ptilk posted:
He is 28. That's what you do when you are young.


I'm 28, I've never lived paycheck to paycheck. I stuffed our tax return in our house downpayment fund.

...maybe I'm actually 60 or something plain

 

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JD_HOGG 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Dark_EternalFF posted:
Ptilk posted:
He is 28. That's what you do when you are young.


I'm 28, I've never lived paycheck to paycheck. I stuffed our tax return in our house downpayment fund.

...maybe I'm actually 60 or something plain


You are living like you are. Have you checked your lawn this morning?

 

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Ptilk 
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Subject: Explain to me why a person who is living paycheck to paycheck......
I spent every penny I could find on ale and whores until I was around 33 or something, then my wife got tired of cleaning up after me and had a little talk about me not getting any and I straightened right up and went to work.

 

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Dark_EternalFF 
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Subject: Explain to me why a person who is living paycheck to paycheck......
JD_HOGG posted:
Dark_EternalFF posted:
Ptilk posted:
He is 28. That's what you do when you are young.


I'm 28, I've never lived paycheck to paycheck. I stuffed our tax return in our house downpayment fund.

...maybe I'm actually 60 or something plain


You are living like you are. Have you checked your lawn this morning?


No lawn yet (HOA landscapers take care of the vegetation at the condo). Stupid appraisal is still with the seller's underwriter. Short sales take forever, man.

 

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Lasraik 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Maybe he needs a vacation to get away from the stress and exhausting process of getting fired from so many jobs. It's hard work!

 

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BritonGuy 
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Subject: Explain to me why a person who is living paycheck to paycheck......
If he dies young he'll have the last laugh.

 

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jonus156 
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Subject: Explain to me why a person who is living paycheck to paycheck......
my tax return will pay off my atv and most of my truck then its back to not buying anything unless i need it to live

 

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_Alexandra_ 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Our tax refund (about $13k) paid off our debt (dental bills) and paid for our vacation this year.

I've been in your cousins shoes before. It's hard to live paycheck to paycheck. We did it for awhile and we also spent our small refunds on frivolous things. It made us happy at the time to get that "break".

*shrug* his life, his money.

 

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myxomatosis8 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Pretty much my situation right now. Husband got $2k back from taxes, and it's all gone now (I'm talking within days) and it didn't go to paying his CCs, van repairs, paying me back money he owes me, putting money aside for first/last month's rent, or getting fillings in his teeth done...

I was smart separating our accounts back in January or my student loan would be all gone by now. plain

 

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Subject: Explain to me why a person who is living paycheck to paycheck......
Brother_Tempus posted:
FineYoungCannibals posted:
would spend the $2500 he got back from taxes on a 2 week Mexican vacation.


my 28 year old cousin

FYC: save the money for when you get fired next time (has been fired from the last 4 jobs)
Idiot: lol ya right


PLEASE MOCK ME!
Fixed for clarity.

 

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BritonGuy 
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Subject: Explain to me why a person who is living paycheck to paycheck......
Brother_Tempus posted:
FineYoungCannibals posted:
would spend the $2500 he got back from taxes on a 2 week Mexican vacation.


my 28 year old cousin

FYC: save the money for when you get fired next time (has been fired from the last 4 jobs)
Idiot: lol ya right


Becuase that $2500 over time is not going to buy as much as it used to? With savings interest rates at all time lows and the percentage rise in prices far outstripping any return you get from savings ... unless you buy something like gold or silver that will retain value ... we are coming close to the point where the best course of action is to spend the money you have while it still has some worth


QFT

 

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Silverwuf 
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Subject: Explain to me why a person who is living paycheck to paycheck......
He may be apprenticing as a migrant worker.

Our tax return goes to pay off the house. We are very close, only about 20k to go.

Silver

 

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