Author Topic: Really my bank can charge me a fee for having an "abandoned" account.
Sith_Mauler 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
International Transactions fee will increase from 2% to 3%.

Abandoned account fee up to $10 per month (Charged after 6 months with no
transactions)

Currently, the abandoned account fee is up to $19 per month (Charged after 9 months with no transactions)

that is copy and pasted from a fee schedule change change email from a bank I use.

I never knew they could do that to begin with guess I am closing this account.

 

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Jezza_Belle 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
that's true with most accounts.

 

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Acery 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
I'm finding that it is actually profitable to keep cash under your mattress. After a bank charges you the monthly fees for having a simple savings and checking account with them, you actually lose money if you keep it in the bank.

 

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Dwaveran 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
banks are such a bunch of crooks.

 

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Sith_Mauler 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
Since I no longer travel a lot, I no longer have a need for having a bank with branches and atm's nationwide.

I guess its time to stop procrastinating and switch every thing every back to nfcu, and just use walmart to cash checks if I need check cashing services.

 

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Cuttlery 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
Use an online bank or a CU.

 

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-Abysmal- 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
ya, i found that out too...my old bank had a 6 months with no transactions rule.
i would go and update my account book every year and found out the first year they put that in.

i no longer do any business with them.

 

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Gaevren 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
Sith_Mauler posted:
Since I no longer travel a lot, I no longer have a need for having a bank with branches and atm's nationwide.

I guess its time to stop procrastinating and switch every thing every back to nfcu, and just use walmart to cash checks if I need check cashing services.


usaa

 

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Rhodoman 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
Account service agreements -- READ THEM.

Rho

 

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Galdwarf 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
Mine is like that unless you keep a minimum in the account (currently $500)

 

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Fozzie_Bear 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
I got an ATM card in the mail from BOA. at first I thought it was fraudulent but then I dug a little deeper and found that I had a savings account with 15 cents in it.

 

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Varece 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
The last time I was charged anything for my checking was about 3 yrs ago when they messed up my direct deposit. They fixed it and returned any charges.

 

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silvadel2 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
In NJ the government just confiscates the account after a couple of years of being dormant.

 

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TheUnholyGhost 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
http://www.forbes.com/sites/halahtouryalai/2012/01/25/wells-fargo-the-bank-that-works/

 

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-Foxy- 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
we finally got nfcu here!

 

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Jezza_Belle 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
If you join a CU the majority of them belong to a wider net of CU's around the nation (maybe worldwide, I don't know) that will cash checks for you and do other account maintenance stuff.

 

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EbonDragon 
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Subject: Really my bank can charge me a fee for having an "abandoned" account.
Jezza_Belle posted:
If you join a CU the majority of them belong to a wider net of CU's around the nation (maybe worldwide, I don't know) that will cash checks for you and do other account maintenance stuff.


they also don't charge ATM fees

 

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