Sith_Mauler
Posts:
24,642
Registered:
Dec 21, '02
Extended Info (if available)
Real Post Cnt: 24,438
User ID: 750,977
|
Subject:
Debt collector trying to collect a paid off debt.
|
Pioneer Credit Recovery says I owe the dept of treasury $2k I called dept of treasury no debt on record.
I did owe the treasury that money but it was paid in 2007.
after googling them seems like they are a scam company.
filed a complainant with the ftc.
-----signature-----
Well I ain't first class
But I ain't white trash
I'm wild and a little crazy too
I have seen a lot of things in my life time.
That is why I walk the line I walk.
|
|
Link to this post
|
regulator_cracka
Title: They finally recognized greatness.
Posts:
22,259
Registered:
Jan 6, '09
Extended Info (if available)
Real Post Cnt: 22,219
User ID: 1,343,795
|
Subject:
Debt collector trying to collect a paid off debt.
|
|
You should probably reformat to be sure, twice just to be safe.
-----signature-----
Self Appointed Smart Ass - Level 80
If you think my opinion is idiotic, re-read yours.
Dont worry I will give my opinion anyways.
The PvP MMO is NOT a "niche" market, Mythic is just a "niche" company.
|
|
Link to this post
|
jeune
Posts:
5,335
Registered:
May 29, '05
Extended Info (if available)
Real Post Cnt: 5,311
User ID: 1,052,881
|
Subject:
Debt collector trying to collect a paid off debt.
|
This happens all the time. They sent your debt to collections... you probably paid the original person... and now your debt has been sold/bought so many times that it is disconnected from the original action.
Just ask them to verify the debt... and by federal law they have to show that you still owe it before they contact you.
-----signature-----
"Whenever the white man treats the Indian as they treat each other then we shall have no more wars. We shall be all alike — brothers of one father and mother, with one sky above us and one country around us and one government for all."
|
|
Link to this post
|
Sith_Mauler
Posts:
24,642
Registered:
Dec 21, '02
Extended Info (if available)
Real Post Cnt: 24,438
User ID: 750,977
|
Subject:
Debt collector trying to collect a paid off debt.
|
jeune posted:
Just ask them to verify the debt... and by federal law they have to show that you still owe it before they contact you.
I just faxed them a letter saying "I (my name) dispute this debt on 2/24/2012.
-----signature-----
Well I ain't first class
But I ain't white trash
I'm wild and a little crazy too
I have seen a lot of things in my life time.
That is why I walk the line I walk.
|
|
Link to this post
|
regulator_cracka
Title: They finally recognized greatness.
Posts:
22,259
Registered:
Jan 6, '09
Extended Info (if available)
Real Post Cnt: 22,219
User ID: 1,343,795
|
Subject:
Debt collector trying to collect a paid off debt.
|
In one I state I reside in debts have a statue of limitations and just go away after a certain number of years, iirc 7 years, so another thing these collection agencies will do is buy debts from other agencies and call the debtor and ask for the full amount, say $5k, then well we will negotiate for $3.5k, times goes on..... Let me speak to my manager..... How about $1,400. LOL.
They know the debt is expired and have no way to collect now but will still try to get anything out of you.
-----signature-----
Self Appointed Smart Ass - Level 80
If you think my opinion is idiotic, re-read yours.
Dont worry I will give my opinion anyways.
The PvP MMO is NOT a "niche" market, Mythic is just a "niche" company.
|
|
Link to this post
|
Sith_Mauler
Posts:
24,642
Registered:
Dec 21, '02
Extended Info (if available)
Real Post Cnt: 24,438
User ID: 750,977
|
Subject:
Debt collector trying to collect a paid off debt.
|
I got something else I just remembered my bankruptcy paperwork.
Gotta go find it.
-----signature-----
Well I ain't first class
But I ain't white trash
I'm wild and a little crazy too
I have seen a lot of things in my life time.
That is why I walk the line I walk.
|
|
Link to this post
|
Gaevren
Title: Wat do?
Posts:
18,183
Registered:
Sep 15, '04
Extended Info (if available)
Real Post Cnt: 17,906
User ID: 967,012
|
Subject:
Debt collector trying to collect a paid off debt.
|
|
This is why I keep paperwork for everything. Pay something off? Keep the paperwork. Turn off utilities? Keep the final bill/paperwork. I keep all that stuff for about 10 years. Never know when something like this will happen. There have been a couple times where I needed those papers to prove a paid debt or a cancellation of something.
-----signature-----
There are no automatic doors, just very polite ninjas
|
|
Link to this post
|
jeune
Posts:
5,335
Registered:
May 29, '05
Extended Info (if available)
Real Post Cnt: 5,311
User ID: 1,052,881
|
Subject:
Debt collector trying to collect a paid off debt.
|
Sith_Mauler posted:
jeune posted:
Just ask them to verify the debt... and by federal law they have to show that you still owe it before they contact you.
I just faxed them a letter saying "I (my name) dispute this debt on 2/24/2012.
I would also suggest pulling your 3 free credit reports (from each place). More than likely you have been reported... it is really easy to dispute a debt with them though you just click a button I think.
Also would not worry about it... the ball is in their court. The credit report people will just take it down if they dont send proof.
-----signature-----
"Whenever the white man treats the Indian as they treat each other then we shall have no more wars. We shall be all alike — brothers of one father and mother, with one sky above us and one country around us and one government for all."
|
|
Link to this post
|
Hyperimiator
Title: Maximus Probus
Posts:
55,497
Registered:
Jul 20, '01
Extended Info (if available)
Real Post Cnt: 54,624
User ID: 266,347
|
Subject:
Debt collector trying to collect a paid off debt.
|
|
Obama is trying to stop this practice but he is thwarted by the Repubs.
-----signature-----
The Hyperimiator song http://www.wfmu.org/listen.ram?show=1639&starttime=1:40:35 "You are never going to be able to vote for the revolution. Get that hope out of your mind" -Jerry Rubin http://www.youtube.com/user/Hyperimiator#p/u
|
|
Link to this post
|
tillsb
Title: me < -Mythik-
Posts:
45,763
Registered:
Jul 24, '03
Extended Info (if available)
Real Post Cnt: 44,078
User ID: 825,286
|
Subject:
Debt collector trying to collect a paid off debt.
|
Gaevren posted:
This is why I keep paperwork for everything. Pay something off? Keep the paperwork. Turn off utilities? Keep the final bill/paperwork. I keep all that stuff for about 10 years. Never know when something like this will happen. There have been a couple times where I needed those papers to prove a paid debt or a cancellation of something.
I keep nothing....I kill everyone who tries to collect anything from me.
-----signature-----
(none)
|
|
Link to this post
|
regulator_cracka
Title: They finally recognized greatness.
Posts:
22,259
Registered:
Jan 6, '09
Extended Info (if available)
Real Post Cnt: 22,219
User ID: 1,343,795
|
Subject:
Debt collector trying to collect a paid off debt.
|
tillsb posted:
Gaevren posted:
This is why I keep paperwork for everything. Pay something off? Keep the paperwork. Turn off utilities? Keep the final bill/paperwork. I keep all that stuff for about 10 years. Never know when something like this will happen. There have been a couple times where I needed those papers to prove a paid debt or a cancellation of something.
I keep nothing....I kill everyone who tries to collect anything from me.
 Umm, lets just forget about that $20 I loaned you.
-----signature-----
Self Appointed Smart Ass - Level 80
If you think my opinion is idiotic, re-read yours.
Dont worry I will give my opinion anyways.
The PvP MMO is NOT a "niche" market, Mythic is just a "niche" company.
|
|
Link to this post
|
Fozzie_Bear
Posts:
48,479
Registered:
Dec 20, '01
Extended Info (if available)
Real Post Cnt: 47,515
User ID: 558,887
|
Subject:
Debt collector trying to collect a paid off debt.
|
Hyperimiator posted:
Obama is trying to stop this practice but he is thwarted by the Repubs.
FOR THE REPUBLICANS!
-----signature-----
The Oatmeal Butterscotch paired with a Snickerdoodle
turned my cynical penis into a happy vagina
Then after an Oatmeal Cranberry and Double Chocolate,
it made my new vagina spontaneously sing the Trolololo Song in an elevator.
---AkagiyamaMissile
|
|
Link to this post
|
tillsb
Title: me < -Mythik-
Posts:
45,763
Registered:
Jul 24, '03
Extended Info (if available)
Real Post Cnt: 44,078
User ID: 825,286
|
Subject:
Debt collector trying to collect a paid off debt.
|
regulator_cracka posted:
tillsb posted:
Gaevren posted:
This is why I keep paperwork for everything. Pay something off? Keep the paperwork. Turn off utilities? Keep the final bill/paperwork. I keep all that stuff for about 10 years. Never know when something like this will happen. There have been a couple times where I needed those papers to prove a paid debt or a cancellation of something.
I keep nothing....I kill everyone who tries to collect anything from me.
Umm, lets just forget about that $20 I loaned you.
I guess
-----signature-----
(none)
|
|
Link to this post
|
regulator_cracka
Title: They finally recognized greatness.
Posts:
22,259
Registered:
Jan 6, '09
Extended Info (if available)
Real Post Cnt: 22,219
User ID: 1,343,795
|
Subject:
Debt collector trying to collect a paid off debt.
|
Yeah, lets just call it a gift, friend. 
-----signature-----
Self Appointed Smart Ass - Level 80
If you think my opinion is idiotic, re-read yours.
Dont worry I will give my opinion anyways.
The PvP MMO is NOT a "niche" market, Mythic is just a "niche" company.
|
|
Link to this post
|
