AgzntOrange2
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where do the Middle class poor get healthcare and dental care
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I know i know we don't live in straw huts on dirt trails...But I have zero credit card debts - don't go on vacations, don't blow a lot of money on things and cut my phone bills, and everything else I can cut and I still have no money left for healthcare. I am not complaining, it is just a fact of my life in America, today. I know I have a few cavities so I have to go to the dentist, I just don't want to start building up credit card debt again.
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Cawlin
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where do the Middle class poor get healthcare and dental care
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Don't you know? Obamacare will provide medical coverage for you - like welfare. Or they'll just take it as a tax penalty and use that to pay for it for you.
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AgzntOrange2
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where do the Middle class poor get healthcare and dental care
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Just how easy would it be to become a criminal in America? imagine:
1) You loose your job. You have no saving, no family support. Your income was too large to get welfare benefits. No housing subsidy, no food stamps. You can't pay your rent, you can't find a job. Your landlord evicts you...I hear it takes about a year to get kicked out by the county sheriff. So from living a patriotic and decent American Life you are thrown to the wolves to pull yourself up. You become an outcast a fringe citizen - where is the safety net?
2) You can't pay your taxes because you lost your job. You become a criminal on the eyes of the law. Through no fault of your own. You were a decent hardworking loyal American. Now because you owe taxes you are a criminal, UN-American an outcast.
One paycheck away from the ''normal'' way of life. I can understand why people get fanatical about religion. Faith seems like the only thing left, but I am faithless. But I would pray to avoid the above. Nobody ever said life is easy.
Ronald Regan was correct we need to go back to a simpler time, but it is a fairytale.
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Casuist
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where do the Middle class poor get healthcare and dental care
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Cawlin posted:
Don't you know? Obamacare will provide medical coverage for you - like welfare. Or they'll just take it as a tax penalty and use that to pay for it for you.
This. If Obamacare doesn't get repealed, you'll have health care in a few years. Alternatively, you could move to almost any other developed nation.
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Cawlin
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where do the Middle class poor get healthcare and dental care
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AgzntOrange2 posted:
Just how easy would it be to become a criminal in America? imagine:
1) You loose your job. You have no saving, no family support. Your income was too large to get welfare benefits. No housing subsidy, no food stamps. You can't pay your rent, you can't find a job. Your landlord evicts you...I hear it takes about a year to get kicked out by the county sheriff. So from living a patriotic and decent American Life you are thrown to the wolves to pull yourself up. You become an outcast a fringe citizen - where is the safety net?
2) You can't pay your taxes because you lost your job. You become a criminal on the eyes of the law. Through no fault of your own. You were a decent hardworking loyal American. Now because you owe taxes you are a criminal, UN-American an outcast.
One paycheck away from the ''normal'' way of life. I can understand why people get fanatical about religion. Faith seems like the only thing left, but I am faithless. But I would pray to avoid the above. Nobody ever said life is easy.
Ronald Regan was correct we need to go back to a simpler time, but it is a fairytale.
Well you've got a few things wrong here, but generally speaking, you're correct. A great many Americans are a paycheck or two away from bankruptcy and no alternative but to go on the State for subsistence. I don't know if it's sad, foolish, or brave that these people are also typically those too proud to accept welfare.
The plight of the working poor is what you're talking about. The working poor are in a worse boat than the full on welfare recipients.
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Fozzie_Bear
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where do the Middle class poor get healthcare and dental care
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when poor people come to me complaining about pain I punch them in the teeth... instantly whatever was hurting them before stops hurting. This also functions as a lowcost way of extracting teeth.
see, thats just how poor people are wired.
of course the right answer to the original question is "Pfft... poor people, who cares".
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Tipztoe
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hate to break it to you, but you're not middle class.
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Nestor_II
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Check at your local county hospital district and see what programs they have and if you qualify for any assistance.
It worked for me last year and I got my insides fixed, otherwise it would have been $40k+ out of pocket.
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Tipztoe
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you can get insurance that has 1000 or 2000 (or more) deductibles much cheaper than regular plans with no deductibles. Even if you had a 5k deductible, that's manageable and I'm sure you could work out a payment plan or take a loan to pay should you have something big go wrong.
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Casuist
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Tipztoe posted:
you can get insurance that has 1000 or 2000 (or more) deductibles much cheaper than regular plans with no deductibles. Even if you had a 5k deductible, that's manageable and I'm sure you could work out a payment plan or take a loan to pay should you have something big go wrong.
If you are an individual or a small business owner, it isn't so easy to get insurance. If you do find insurance, insurance companies would like to drop you due to "pre-existing conditions" if you file a claim. They can't do this anymore because of Obamacare, but they would like to.
If something big does go wrong, there is a good chance you will have to file for bankrupcy, even with insurance. Medical bills are the most common cause of bankrupcy, and most of the people who declare bankrupcy because of medical bills had insurance.
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combat_mage_sc
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They got free/low cost clinics for you troglodytes.
http://www.freeclinics.us/
wul?
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Reapist
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When I was middle class poor my coverage came from my employer. It still was not very good insurance. I had to be careful what I spent.
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AgzntOrange2
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where do the Middle class poor get healthcare and dental care
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I was reading about in Pakistan they have dentists on the street.
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HeartView
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Tipztoe posted:
hate to break it to you, but you're not middle class.
This.
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Dwaveran
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dentist yourself...
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AgzntOrange2
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where do the Middle class poor get healthcare and dental care
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$52,000 a year is not middle class?
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HeartView
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AgzntOrange2 posted:
$52,000 a year is not middle class?
How the hell can you NOT afford health insurance? I was paying for it while unemployed without a problem.
If you are living paycheck to paycheck then you are living beyond your means. Time to cut back your spending.
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combat_mage_sc
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AgzntOrange2 posted:
$52,000 a year is not middle class?
upper working/lower middle class maybe.
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Cawlin
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where do the Middle class poor get healthcare and dental care
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AgzntOrange2 posted:
$52,000 a year is not middle class?
It depends on where you live. In the region where I live, there are families of 4 living on that or less and they are far from the worst off.
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JD_HOGG
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where do the Middle class poor get healthcare and dental care
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Tipztoe posted:
hate to break it to you, but you're not middle class.
He said middle class poor. That means he's in the middle range of poor.
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AgzntOrange2
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Will take a look, I must be doing something wrong.
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Reapist
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AgzntOrange2 posted:
I was reading about in Pakistan they have dentists on the street.
Well now, don't you wish you lived there instead?
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pkhere: Jebus sometimes you make my arse tired.
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Ptilk
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You go to the emergency room then throw the bills away. Duh.
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AgzntOrange2
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maybe we can have some of the pakistanis come here to set up shop on the sidewalk?
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FineYoungCannibals
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AgzntOrange2 posted:
$52,000 a year is not middle class?
maybe in Alabama
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purplehugmonkey
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I don't know about the middle class ones, but the non-medicaid poor simply don't get dental care most of the time.
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Lokkie_the_Fierce
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HeartView posted:
AgzntOrange2 posted:
$52,000 a year is not middle class?
How the hell can you NOT afford health insurance? I was paying for it while unemployed without a problem.
If you are living paycheck to paycheck then you are living beyond your means. Time to cut back your spending.
This
I lived in DC (notoriously high cost of living) for years on $25k - and had insurance.
LRN2LIVE within your budget
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Bat_Avenger
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AgzntOrange2 posted:
$52,000 a year is not middle class?
1%er
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Fozzie_Bear
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AgzntOrange2 is so poor, when I ring his doorbell he says, "DING DONG!"
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it made my new vagina spontaneously sing the Trolololo Song in an elevator.
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Jezza_Belle
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You should be able to afford healthcare through either a work plan or one of the state plans. I go to a sliding scale clinic, pay $25 a visit and I make less than half what you're making (on unemployment).
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Ex-remlocke
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Lokkie_the_Fierce posted:
HeartView posted:
AgzntOrange2 posted:
$52,000 a year is not middle class?
How the hell can you NOT afford health insurance? I was paying for it while unemployed without a problem.
If you are living paycheck to paycheck then you are living beyond your means. Time to cut back your spending.
This
I lived in DC (notoriously high cost of living) for years on $25k - and had insurance.
LRN2LIVE within your budget
wha.. HOW? Unless you lived in Manassas or SE DC and did nothing fun I don't see how that's possible.
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Kanga_Roo
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52k depending on where you live and how many kids might be poor
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suntzukali2
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Obamacare doesnt give anyone healthcare really.
It penalize the average person if they dont have insurance. I think its a good law. This way people cant just go without insurance have some sort of medical issue then make the state pay for it(I.E> tax payers)
Obamacare does allow more people to get insurance through the state and closes some loopholes that some people fall in where they cant get it.
I will admit for obamacare to work more jobs will just have to offer insurance if not it will be a huge failure. However now people are also left with a decision take a job that doesn't offer insurance and pay a fine at the end of the year or just not work in those types of jobs forcing them to offer insurance later on.
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Fozzie_Bear
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suntzukali2 posted:
Obamacare doesnt give anyone healthcare really.
It penalize the average person if they dont have insurance. I think its a good law. This way people cant just go without insurance have some sort of medical issue then make the state pay for it(I.E> tax payers)
Obamacare does allow more people to get insurance through the state and closes some loopholes that some people fall in where they cant get it.
I will admit for obamacare to work more jobs will just have to offer insurance if not it will be a huge failure. However now people are also left with a decision take a job that doesn't offer insurance and pay a fine at the end of the year or just not work in those types of jobs forcing them to offer insurance later on.
Patient Protection and Affordable Care Act
PPACA includes numerous provisions to take effect over several years beginning in 2010. Policies issued before the law was promulgated are grandfathered from most federal regulations.
Guaranteed issue and partial community rating will require insurers to offer the same premium to all applicants of the same age and geographical location without regard to most pre-existing conditions (excluding tobacco use).[15]
A shared responsibility requirement, commonly called an individual mandate,[16] requires that nearly all persons not covered by an employer, Medicaid, Medicare, or other public insurance programs purchase an approved private insurance policy or pay a penalty, unless the applicable individual is a member of a recognized religious sect, exempted by the Internal Revenue Service, or waived in cases of financial hardship.[17]
Medicaid eligibility is expanded to include all individuals and families with incomes up to 133% of the poverty level along with a simplified CHIP enrollment process.[18][19]
Health insurance exchanges will commence operation in each state, offering a marketplace where individuals and small businesses can compare policies and premiums, and buy insurance (with a government subsidy if eligible).[20]
Low income persons and families above the Medicaid level and up to 400% of the federal poverty level will receive federal subsidies[21] on a sliding scale if they choose to purchase insurance via an exchange (persons at 150% of the poverty level would be subsidized such that their premium cost would be of 2% of income or $50 a month for a family of 4).[22]
Minimum standards for health insurance policies are to be established and annual and lifetime coverage caps will be banned.[23]
Firms employing 50 or more people but not offering health insurance will also pay a shared responsibility requirement if the government has had to subsidize an employee's health care.[24]
Very small businesses will be able to get subsidies if they purchase insurance through an exchange.[25]
Insurance companies are required to spend a certain percent of premium dollars on medical care improvement; if an insurer fails to meet this requirement, a rebate must be issued to the policy holder.[26]
Co-payments, co-insurance, and deductibles are to be eliminated for select health care insurance benefits considered to be part of an "essential benefits package"[27] for Level A or Level B preventive care.[28]
Changes are enacted that allow a restructuring of Medicare reimbursement from "fee-for-service" to "bundled payments."[29][30]
Additional support is provided for medical research and the National Institutes of Health.[31]
Summary of funding
The Act's provisions are intended to be funded by a variety of taxes and offsets. Major sources of new revenue include a much-broadened Medicare tax on incomes over $200,000 and $250,000, for individual and joint filers respectively, an annual fee on insurance providers, and a 40% tax on "Cadillac" insurance policies. There are also taxes on pharmaceuticals, high-cost diagnostic equipment, and a 10% federal sales tax on indoor tanning services. Offsets are from intended cost savings such as improved fairness in the Medicare Advantage program relative to traditional Medicare.[32]
Total new tax revenue from the Act will amount to $409.2 billion over the next 10 years. $78 billion will be realized before the end of fiscal 2014.[33] Summary of revenue sources:
Broaden Medicare tax base for high-income taxpayers: $210.2 billion
Annual fee on health insurance providers: $60 billion
40% excise tax on health coverage in excess of $10,200/$27,500: $32 billion
Impose annual fee on manufacturers and importers of branded drugs: $27 billion
Impose 2.3% excise tax on manufacturers and importers of certain medical devices: $20 billion
Require information reporting on payments to corporations: $17.1 billion
Raise 7.5% Adjusted Gross Income floor on medical expenses deduction to 10%: 15.2 billion
Limit contributions to flexible spending arrangements in cafeteria plans to $2,500: $13 billion
All other revenue sources: $14.9 billion
The way I read that is at least on paper you can get waivers to the penalty if your circumstances warrant, but there is plenty of provision for below the poverty line to get on-board with it due to a sliding scale.
I will say one thing though, my insurance costs went UP this open enrollment, not down.
-----signature-----
The Oatmeal Butterscotch paired with a Snickerdoodle
turned my cynical penis into a happy vagina
Then after an Oatmeal Cranberry and Double Chocolate,
it made my new vagina spontaneously sing the Trolololo Song in an elevator.
---AkagiyamaMissile
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